Why Get Your Mortgage with Guardian Credit Union?

Personal Asssistance

In addition to applying online, you can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Close Your Mortgage Quickly

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

We'll Help You Determine Which Program Is Best For You

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!

Fixed Rate APPLY NOW Adjustable Rate (ARM) APPLY NOW

Providing you with a strong sense of security, this mortgage will have the same monthly payments for the life of the loan. You may choose a 10, 15, 20 or 30 year payment schedule.

Your rate is fixed for one, three, five, or seven years and adjustable each year after that.

Construction Loan
We'll finance your new home with a 1 year construction ARM. You'll make interest-only payments during the construction period. Click here to contact a member of our Mortgage Team to get the process started!

Get Preapproved Now!

Complete the online prequalification form to help you understand your mortgage options. With a preapproval, you'll have better negotiating power and you can spend your time looking at homes you know you can afford.


*Rates are effective as of today, may change at any time, and are subject to qualification. APR stated assumes $150,000 loan with 40% down payment. APR will increase with less money down and Private Mortgage Insurance (PMI) insurance costs added. Published rates are available for credit scores of 740 or higher. Maximum loan to value (LTV) is 95% on purchases and 95% on refinances.  Restrictions and rate adjustments may apply. To guarantee a rate, you must submit a rate lock application. A $5.00 savings account is required.